If you’ve ever looked into private medical insurance, you’ll know it can be expensive.
But what many people don’t realise is that some of the benefits they associate with private medical insurance might already be included in a completely different type of policy – life insurance.
The unexpected extras hidden in your cover
Life insurance is simple. You pay a monthly premium and, if the worst happens, your family receives a lump sum.
In recent years, many insurers have added new wellbeing features designed to support you while you’re alive, not just when something goes wrong.
Most of the UK’s top insurers now include 24/7 access to virtual GP appointments, mental health support, nutrition advice and fitness tools. These are services you can use whenever you need them, often at no extra cost.
It means that your life insurance could be helping you stay healthy day to day, not just later down the line, when something happens.
Why insurers are focusing on wellbeing
There’s been a clear shift in how people think about health and protection. Instead of waiting until someone gets ill, insurers are encouraging better everyday health through accessible care and early intervention.
24/7 virtual GP accessis one of the most popular features included in modern life insurance policies.
Being able to speak to a doctor online within hourscan make a real difference, especially when appointments with your local GP can be hard to get these days. For busy parents or professionals, it’s an easy way to get adviceand prescriptionswithout the long wait.
The cover that goes further
When you think about it, these benefits make life insurance more relevant than ever. It’s no longer just a policy for “what if” scenarios. It’s a policy that supports your wellbeingevery day.
If you already have life insurance, it’s worth checking if these features are included. If you don’t, you might be surprised by how much modern policies now offer for the cost.
Finding the right plan for you
At IGotCover, specialists help people compare leading UK life insurance providers to find a policy that fits their needs and budget. They explain what each plan includes, from core cover to added wellbeing services, so you can make an informed decision about protecting your family and your health.
