It depends on many factors, such as your income, debts and family needs. But that’s why we’re here – we’ll do the hard work for you. We’ll help you choose the right policy, the correct amount of cover all while making sure it’s affordable.

There are plenty of life events that can trigger your need for life insurance. You might have just bought a home, got married, or had a child, it’s only natural to want to ensure anyone dependent on you is looked after if anything happens to you.

Ultimately, there’s no ‘right’ time to get life insurance, but the older you are, the more expensive your monthly premiums will be. So it’s worth getting a policy when you’re young and more likely to have a full bill of health.

In short – yes! Most employee life insurance policies are not unique to your needs. Plus, if you move jobs, your cover won’t follow you, so it’s always better to have your own.

You may be able to. But if you do, your monthly premium might be higher. Our advisors are here to work with you to find the policy options to suit your needs.

Yes, you can hold multiple life insurance policies at the same time. This is useful if you want different types of cover to protect other things such as your income.