Getting started
The Basics
Who needs Key Person Insurance?
Businesses looking to financially protect their business against the loss of a key employee or director.
What is a Key Person?
A life insurance policy that compensates the company for financial losses due to the death or critical illness diagnosis of a crucial employee.
Why should you choose this policy?
The payout from this policy can help with business continuity and cover potential revenue loss or increased costs in finding a replacement.
What cover do you need?
Cashflow
This policy can help your business maintain cash flow, ensuring your business has funds to continue operations and meet financial obligations.
Cover Hiring Costs
The payout from a key person insurance policy can cover recruitment and training costs, offsetting the expenses of finding and onboarding a replacement.
Tailored Cover
Fully customisable policies mean each policy can be tailored to align with your business needs, including specific roles or financial risks.
As easy as 1, 2, 3
Stress-free Key Person Insurance Starts Here
1
Fill in a short form
Add some basic details into our online form to get started
2
Speak to an expert
Get personalised advice from one of our experienced advisors
3
Choose your insurer
Consider our advice, as well as your quotes and choose the insurer that fits your needs and lifestyle
FAQs
Answering your Key Person Insurance questions
How do I know who my key employees are?
Key employees are those whose absence would significantly impact the financial health of your business, such as top earners, key decision makers, or those with specialised knowledge.
How much key person insurance do I need?
We will look at several factors to help you decide how much cover you need. We will look at their financial contribution, the cost to replace them, and any debts tied to their role.
Does key person insurance cover illness as well as death?
Need help choosing your cover?
If you’re not sure which policy is right for you and your business, let’s talk. Our team of experts can help you find the type of cover that best fits your business needs.
Best of the best
We compare the UK's top insurance providers
Get in touch
To get chatting with one of our friendly UK-based experts today, either give us a call on the number below or you can drop us an email.
