Business Life Insurance
Protect your company's financial health with a business insurance policy, offering tax-efficient solutions and a range of benefits. You can save money and cover your employees, while ensuring your business is protected against the unexpected.
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What is Business Life Insurance?
Business protection keeps your company strong through the unexpected. From insuring your key employees to covering important loans, business protection policies are there to keep your business running smoothly if things get tough.
Get Your Quote• It brings peace of mind to business owners, employees, and shareholders
• Some business life insurance policies can be tax-deductible
• Helps keep your business running smoothly through the unexpected
Tailored to your business
What products do we offer?
Key Person Insurance
Key person insurance helps protect your business from the financial impact of losing a key member of your team. This policy ensures your company has the money it needs to navigate the financial implications of losing a key employee.
• Provides money to cover losses and help maintain cash flow
• Offers peace of mind to owners, employees, and shareholders
• Supports hiring, training, and transition costs to help your business stay afloat
Relevant Life Insurance
Relevant life insurance provides you and your employees with tax-efficient life cover. This policy offers you and your employees a death-in-service benefit, making it a smart option for businesses looking to offer good employee perks.
• You put your policy through the business and save on premiums
• Ideal for attracting top talent and reducing sick days
• Comes with free health and wellbeing perks to keep your team healthy and engaged
Business Loan Protection
Most businesses have some loans, particularly SMEs. So, business loan protection is essential. This policy ensures your business can cover its debts if a key person, such as an owner, becomes unable to work due to illness or death.
Covers outstanding business loans, debts, and financial commitments
Protects against potential cash flow issues
Keeps your business secure during the unexpected
Employee Benefits
When it comes to running a business, employee wellbeing is everything. Show your team how much they mean with employee benefits tailored to their needs, and your company could see a reduction in staff turnover.
• Flexible packages tailored to your company
• Stand out from the crowd by offering an attractive benefits package
• Promotes a positive work culture
Shareholder Protection
Think of shareholder protection as a succession plan for your business. Shareholder protection keeps your business running smoothly if you are faced with the loss of a company shareholder. It provides the funds for remaining shareholders to buy out the deceased or ill shareholder’s shares at a fair market value, ensuring stability and continuity without financial strain on the business.
• Ensures remaining shareholders keep control
• Keeps business continuity and stability intact
• Protects the value of each shareholder’s investment
Need help choosing your cover?
If you’re not sure which policy is right for you and your business, let’s talk. Our team of experts can help you find the type of cover that best fits your business needs.
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